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Magento 2.4.5 – How to disable Payment Transaction Failed Reminder Emails?

In Magento 2.4.5, under Stores > Configuration > Sales > Checkout > Payment Failed Emails, there is no option to disable this email altogether.

I would like to disable Magento from sending out this email when a payment fails.
Does anyone know how to do this, or why it isn’t an option in the first place?